Online Payments Process
Pay bills and obligations securely through our digital channels.

NOVADECI has a proud legacy as a trusted partner of its members in their journey toward growth and financial empowerment.
From its humble beginnings in 1976, NOVADECI has evolved into one of the leading and most trusted cooperatives in the country—committed to serving communities, uplifting lives, and fostering the true spirit of cooperation for 50 years.
Financial and social programs designed to help members save, grow, and thrive together.
Pay bills and obligations securely through our digital channels.
Savings and time deposit options that keep your money working.
Flexible lending programs for education, business, and daily needs.
Become a co-owner and take part in the cooperative's growth.
Share capital and investment opportunities for long-term returns.
Member social benefits and healthcare programs for you and your family.
Together, We Grow. Together, We Prosper.
At NOVADECI, being a member means more than just saving or borrowing — it means owning a share of a cooperative built by the people, for the people. When you join NOVADECI, you're not just opening an account — you're becoming a co-owner of one of the most trusted and progressive cooperatives in the country.
As a co-owner, your voice matters. You have the right to participate in decision-making, vote for leaders, and enjoy dividends from the cooperative's success. Every peso you invest helps strengthen the community, support fellow members, and fund initiatives that uplift Filipino lives.




Our Awards and Recognitions highlight the achievements that reflect our unwavering commitment to quality, innovation, and service. Each accolade represents years of hard work, passion, and trust from the communities we serve.










News & updates
Catch up on our newest stories, cooperative highlights, and community updates.

Ang 𝐊𝐫𝐞𝐝𝐢𝐭𝐨 o 𝐒𝐞𝐫𝐛𝐢𝐲𝐨𝐧𝐠 𝐏𝐚𝐮𝐭𝐚𝐧𝐠 ang isa sa mga produkto na maaari nating mapakinabangan bilang isang regular na miyembro ng 𝐍𝐎𝐕𝐀𝐃𝐄𝐂𝐈. Alamin natin ang polisya tungkol dito sa loob ng 𝟐-𝐌𝐈𝐍𝐔𝐓𝐎 mula sa ating 𝙆𝙤𝙤𝙥 𝙄𝙣𝙨𝙞𝙙𝙚𝙧 na si Che!
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5 BENEFITS ng pagiging isang CO-OWNER ng NOVADECI. Halina’t alamin!'
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Nais mo bang maging kasapi ng NOVADECI at maging parte ng aming lumalaking pamilya? Alamin kung paano at sinu-sino nga ba maaring maging kamay-ari ng NOVADECl dito sa loob ng 𝟐-𝐌𝐈𝐍𝐔𝐓𝐎 usapan mula sa ating 𝙆𝙤𝙤𝙥 𝙄𝙣𝙨𝙞𝙙𝙚𝙧 na si Anne!
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