Slide 1 of 1: NOVADECI Convention Center building exterior
Simple, accessible, and ready when you need it most.
As a cooperative, NOVADECI offers competitive interest rates and fees compared to many commercial lenders. Because it is owned by members, the cooperative's aim is to serve your needs, not to maximize profit
When you take a Regular Loan with NOVADECI, you also benefit from being part of their broader programs—health, medical, mutual aid, and social protection. These help cushion bad times, adding value beyond just the loan itself.
Service Fee: 0.25% (≤ 11 months); 3% (12 to 60 mos) Add-On
Collection Fee: 3% (Add-on)
Regular Savings Deposit (RSD): ₱500
Capital Build Up (CBU): 5% for Share Capital < ₱100,000; 1% for Share Capital ≥ ₱100,000
With rebates: if fully paid in advance
Ready to apply? Just a few easy steps—see if you qualify!
1. Complete the Application Form
Fill out the application form and read through the terms and conditions.
2. Prepare Required Documents
Prepare photo copies of the necessary supporting documents.
3. Submit Your Application to the nearby NOVADECI Branch & Offices
Submit the application form and wait for the process of Account Officer