


An Educational Loan provides financial assistance to students or parents to cover tuition fees, school expenses, and other academic needs—helping make quality education accessible and affordable.
Flexible payment terms designed to fit your family's budget.
We care about your future, not just profit.
Service Fee: 0.25% (≤ 11 months); 3% (12 to 60 months) Add-On
Collection Fee: 0.25%/month; 3% max
Educational Savings Deposit (ESD): ₱3 a day; ₱15 weekly; ₱30/monthly
Ready to apply? Just a few easy steps—see if you qualify!
1. Complete the Application Form
Fill out the application form and read through the terms and conditions.
2. Prepare Required Documents
Prepare photo copies of the necessary supporting documents.
3. Submit Your Application to the nearby NOVADECI Branch & Offices
Submit the application form and wait for the process of Account Officer