Competitive Interest Rates and Flexible Terms
Enjoy higher earnings than a regular savings account and pick a placement term that fits your plans — from as short as 30 days to up to 2 years.
Maximize your savings with interest rates higher than regular accounts—without any lock-in period, giving you the freedom to access your money anytime you need it.

Enjoy higher earnings than a regular savings account and pick a placement term that fits your plans — from as short as 30 days to up to 2 years.
Experience steady growth with confidence — your funds remain secure while earning assured returns throughout your chosen term.
NOVADECI offers member-focused financial services built on trust, transparency, and stability.
₱5,000
Unlike Commercial Banks of P2,000 to P5,000 for basic savings account but With NOVADECI our initial deposit is 500
Grow your money with excellent Interest Rates.
Flexible Terms from 30, 60, 180 or 360 days, up to 3 years