


Ease your financial load with NOVADECI's Monthly Utility Bills Loan — designed to help members pay for essential household utilities such as electricity, water, and internet with flexible and affordable terms.
Help pay for household utilities such as electricity, water, and internet without the stress of overdue bills.
Convenient repayment options that suit your budget.
Services Charge (SF): 0.25%
Ready to apply? Just a few easy steps—see if you qualify!
1. Complete the Application Form
Fill out the application form and read through the terms and conditions.
2. Prepare Required Documents
Prepare photo copies of the necessary supporting documents.
3. Submit Your Application to the nearby NOVADECI Branch & Offices
Submit the application form and wait for the process of Account Officer