Slide 1 of 1: NOVADECI Convention Center building exterior
A fast and hassle-free loan secured by your existing deposit or time deposit. Enjoy quick approval, low interest rates, and flexible terms—all while keeping your savings intact.
Since the loan is secured by your own deposit or time-deposit, the cooperative is able to offer better terms (like lower interest) compared to unsecured loans.
Using your own deposit as security typically means less paperwork, fewer or no external guarantors, and simpler credit checks. This often speeds up approval and release of funds.
Service Fee: 1.5%
With Rebates: if fully paid in advance
Ready to apply? Just a few easy steps—see if you qualify!
1. Complete the Application Form
Fill out the application form and read through the terms and conditions.
2. Prepare Required Documents
Prepare photo copies of the necessary supporting documents.
3. Submit Your Application to the nearby NOVADECI Branch & Offices
Submit the application form and wait for the process of Account Officer